28 minutes ago
A little background of our life. I got pregnant at 15 and was living with my mom at the time. After my son was born I was kicked out and that's where survival mode began. At the time I was 16 and had NO IDEA where to begin. Luckily my mother in law gave us a place to stay while we go on our feet. I had no job, was trying to finish high school, had no idea how to even get started, but somehow figured it.
After 4 months my partner and I had gotten jobs and had enough to move out of his mom's. We literally had NOTHING. Rent was $975 for a 1 bedroom and we were making 8/hr. We worked long and hard. Forever grateful for the people that gave us furniture for free or for very cheap. I remember this being the first time we ever had to budget to make ends meet. I remember taking a calculator to the market to make sure we didn't go over.
Within a year we both got new jobs and raised our income. My partner has always been the frugal one in the relationship. I was always the spender. Thanks to him we were able to save money during these first years, but as I got more money, I would spend blindly. We didn't talk about finances because I would get mad. (I was very and immature) years later we were better off and were able to move to a 2 bedroom apartment! During the time we lived in our new place we made enough to get us by, paid off the car purchase, we were debt free, saved whatever we had, but never had a detailed goal. We just always said, we should save for a future house, but had no time limit, had no vision, weren't getting educated on how. 7 years later I had my 2nd became a stay at home and due to his job moved and rent was now almost 1 grand more. We were debt free, living on one income and had what we thought was enough to save. This past month really opened my eyes. I began to work part time, but I was still spending blindly. Wasn't saving more money when clearly we were making more then ever before. Just cause you have money doesn't mean you have to spend it! We finally sat down and got serious about this next huge purchase. We want to be role models for our . This is not only for us, but for our future generations.