debtfreejourney

405,137 Photos and Videos

3 minutes ago

Today, this 25 year old single mother is debt free, and it is all thanks to daveramsey 😁 No more Student loan, Auto loan & credit card payments I didn’t know how sick and tired I was of being broke, until I started listening to the show 8 months ago(thanks to my brother, zavala_svt). I had savings from over the years & I was reluctant to only leave 1k and apply the rest towards the debt, however, it was the push I needed to begin my debt free journey. Then I started working on my debt snowball by living on less than I make, and budgeting - giving every dollar an assignment. I have not gone to a restaurant, bought new clothes/shoes/cosmetics or had any fun trips in a few months. Also canceled my gym membership plus other subscriptions. It was ALL WORTH IT. I’ve now started teaching my little boy how to handle money through the Financial Peace Jr kit. Excited for this next new chapter & to crush Baby Step 3! PhotoCred: isabella.zavala FinancialPeace DebtFreeCommunity DebtFreeJourney DaveRamsey RachelCruze 7BabySteps smartmoneysmartkids

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5 minutes ago

Did you miss the RRSP deadline? Here are 6 tips to help you avoid the RRSP scramble next year 1. Know your numbers 2. Is an RRSP the best 3. Stop procrastinating 4. Regular contributions is better 5. It’s ok to keep it in the RRSP for now and invest it later 6. Try online transactions

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12 minutes ago

Giving y’all a peek into our envelope system this month! ⠀ ⠀ This is a line item every month. With 5 people; 3 of which are growing, someone is usually in need of something!⠀ ⠀ We really haven’t used it a ton in the past few months but with Spring and Summer coming, we will need it for our oldest and youngest. ⠀ ⠀ We put money in each month, use what we need, and rollover what we don’t! Super simple. When it’s gone it’s gone and nothing can be purchased until the next month. Even if that means your doesn’t participate in a school theme day meanmom ⠀ ⠀ budgeting envelopesystem clipsystem debtfreejourney debtfreecommunity debtfreelife debtfreeliving debtfreelivingispossible sinkingfunds thislifeonabudget

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13 minutes ago

NEWS ALERT 🚨 We survived Friday homemade pizza night without buying fountain pops I say this because it literally was the thing we almost threw our no spend week away for because you can have pizza without a popright? Well, we did it and we lived to tell about it. 😜 Really though, we at first tried to move it around and make the pops a part of our grocery budget, but then got honest with ourselves and decided that No spend weeks are meant to challenge us and we were determined to be stronger than any temptation- even the $1 fountain pops 🤪 This was our first nospendweek and I am obsessed. Next up we will see how many nospenddays we can get in the month of April debtfreecommunity debtfreejourney debtfreegoals daveramseybabysteps babysteps financialgoals personalfinance debtisdumb goals setgoals nospendchallenge challenge nospend focus isaypop

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16 minutes ago

AmenI've helped people go to school and I've helped people with their finances and credit. So instead of gossiping about celebrities who don't care about you, let's help each other by supporting one another. Download the budgeting spreadsheet and I promise it will change your life if used correctly. www.easybudgetfinancial.com easybudgetfinancial budgetspreadsheet budgetguru budget savemoney solutions success spreadsheet fortune financialindependence financialadvisor financialfreedom financialsolutions debtfreejourney debtsolutions debtfree debtfreedom creditbuilder creditrepair credit tradelines travel multiplestreamsofincome investing investinyourself income investment

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18 minutes ago

Do you feel yourself wanting more? When I started my debtfreejourney, I kept feeling like there had to be something more than working extras and never getting ahead. Ya, I had the newest clothes and went out to eat all the time so it looked like I was doing well for myself, but inside I was a wreck. Credit card debt is something that is so normal nowadays, but it can make you feel miserable! I hadn’t even looked at my student loans at this point 😭 and didn’t even know how I was going to pay them off. I finally said enough was enough and broke the cycle of living paycheck to paycheck with NO savings, no backup plan and maxed out credit cards. Do you have a similar story? What would you need to get started and stop running the hamster wheel? Comment below! 👇🏻

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20 minutes ago

Happy Monday! ✨It’s the start of a new week, which means it marks a fresh start to your financial goals. If you slipped up and went to McDonald’s too many times last week then brush yourself off and try again😜 Seriously though, it only takes about 5-10 minutes to review your finances. Here are some things you should try to do weekly: 1. Calculate your anticipated expenses and how much you need to cover them 2. Ensure the money in your account and/or envelopes (wallets, etc.) are on track with your budget 3. Review last week’s spending to see how it may affect this week (super easy if you keep receipts or have a spending tracker) How do you review your 💸?!

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20 minutes ago

If you’ve ever sat down for a few minutes of scrolling and felt a little bit crappier about yourself and your life after, you’re normal. Been there. Most of social media is advertisements and highlight reels, made to seem realistic. A few years ago I noticed I was getting really caught up, and I felt my self-esteem slipping. I’ve combatted those feelings the last couple years with some real social media management techniques. Discontentment is the enemy of your debt-free journey and financial goals. Here’s what I do and you can try too: 👇🏻👇🏻👇🏻 1️⃣ Create multiple Instagrams for different uses. I have 3. One for my personal use, one for my debt free journey, and one for my favorite shops/bloggers/influencers. Keeping them separate helps me separate reality from advertisements and models. 2️⃣ Clean up your “explore” page on Instagram. Click the 🔍 at the bottom of the screen. If you see a pic you don’t like and want to see less of, click it, then click those 3 dots in the right corner and select “See fewer posts like this”. You can do the same thing on Facebook. Get rid of the exotic vacation and big bootie posts if you’re done seeing them. 3️⃣ Spend more time on the social media that uplifts you the most. For me, it’s this Instagram account and the debtfreecommunity. I feel uplifted here and leave wanting to believe in myself and keep working on my goals. 4️⃣ Unfollow and unfriend any friends or pages that don’t inspire or uplift you. Simple as that. If you miss it later, you can refollow. You can also “mute” people if you don’t want to unfollow them but want to stop seeing their content for a bit. Mute by going to their profile. Click the 3 dots in the upper corner. Click “mute”. 5️⃣ Set a time limit for yourself on Instagram. Go to your profile. Click the 3 lines in the corner. Click “your activity”. Set a daily reminder to go off when you’ve spent a certain amount of time on Instagram. I set mine to 1 hour. ・・・ That’s it! These have made a huge difference for me lately. Have you tried any of these tips before?

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21 minutes ago

TODAY IS THE DAY The taste of warm weather last week has me GUNNING for my fitness goals, and today is the day I open enrollment for my April 1 SPRING BOOTCAMP ❤️ brand new nutrition program ❤️ TWO FREE brand new workout programs (21 days each!) ❤️ 21 days to a new LIFESTYLE and taking control of your health and wellness ❤️ 21 days, 30 minute workouts, meal plans, superfoods I’m so ready for this, this has been the biggest program release that I’ve been excited about since LAST YEAR and I’m ready to go ALL in with you and get confident for summer! Comment or message me and let’s goooooo! 💪🏻 albionfit ootd joy happy heyprettyblog girlmom boymom momoftwo zyiaactive 21dayfix workoutprogram workoutfromhome macros cleaneating easyrecipes dailyinspiration strongmom debtfreecommunity debtfreejourney activewear postpartum applewatch

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21 minutes ago

I homeschool my girls, this week my oldest has testing at her umbrella school. The school is a little over an hour from our house, so I just hang out while she’s testing. I had to budget an extra $25 for fuel this week because of all the driving. In the past during testing week, I would spend the days shopping. Not doing that this year. I will be using some personal money on Starbucks, but I’m being frugal about it. I ordered a double shot of espresso, which is $2.50, I brought a protein shake from home to add to it, and I brought a banana from home to go along with it. I’m also hoping to snag some field agent jobs! 🤞🏻 debtfreecommunity debtfreejourney frugalmom debtisdumb financialfreedom debtfreegoals daveramseybabysteps daveramsey

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22 minutes ago

Pick up that ball and shoot! The time it will take to analyze and calculate when is the right time will affect your opportunity to win. Keep shooting and taking chances and watch your plans and goals succeed. * * * * * Link in Bio * * * * * * debtfreecommunity debtfreejourney debtfree debt debtsnowball pinkbrawn financialfreedom financialcoach finance goals motivationalquotes motivation inspiration hope mondaymotivation monday nj challenge michaeljordan lifestyle lifestyleblogger chances basketball marchmadness usc chicago chicagobulls nike jordans

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23 minutes ago

Here are three of the best tools I've loved using over the past year to help us achieve our financial goals ⭐A zero based budget. ⭐Expense tracker. ⭐Financial calendar Some people expect a big complicated answer to their finance questions and sometimes they find it hard to accept that going back to simple basics is where it's at 😍 . I love these tools and even though doing things manually like this looks a little behind the play (aka on a piece of paper and not on some electronic device 😂) I have found this to be a crucial step for me. Writing numbers in myself & tracking totals myself has helped me be 1000x more aware of everything that's going on. And y'all know I'm lazy at heart lol so if an expense tracking app done the job I needed it to, then of course I would be sharing that today. But after downloading a bunch of apps and tons of trial and error, I've just come to love doing things myself this way 😊 . Are you a pen and paper fan or more a digital lover?

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24 minutes ago

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24 minutes ago

Swipe to read👉 . This is by no means an all inclusive list. These are just things that I actually do, or have done to lower our laundry costs 1 works most often for my husband and I, not the . However things like their coats, sweatshirts, and PJs they know need to be worn until they are dirty (coats) or at least twice (PJS) 2 I have done this for several years and thought it worked great! I used the “How Does She” powdered recipe. I can DM the link if anyone is interested 3 It does not change how your clothes smell which is always a question. It’s a natural deodorizer and disinfectant. It is very cheap especially in larger sizes 4 I’ve posted this before. I soaked a rag in fabric softener and let it sit for several days until it was completely dried. Then you toss it in with your load until the color and smell fades completely. Then I wash it and resoak/dry! Easy peasy 5 We don’t have the space or time to do this often but when I can I hang things to dry on hangers in closets or around the house before bed over the couches and chairs. If we use the dryer it’s on the low setting. frugalfamily frugaltips frugallaundry laundryday laundrytips debtfreejourney debtfreecommunity daveramseybabysteps babystep2 bs2 debtsnowball cuttingcosts savingmoney stretchyourdollar budgetlife debtfreeisthenewsexy

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25 minutes ago

GUESS WHO’S BACK TO NORMAL? No, not me. I’m as weird as ever. 🙃 So thankful our boy is back to school today after 8 days of the flu. 🙏🏽 And just so you know, it is NOT his birthday. 🤦🏻‍♂️ We let him dress himself and this is what we got this morning - but I’m sure he would accept any and all gifts! 🤣 motivationmonday mondaymotivation fluseason parenthacks morningroutines miraclemorning 5secondrule lovedoes mondayblues weightlossgoal plantbasedpower daveramseybabysteps dadlife fitdad beardboldly dadsofig beardsofinsta mondaymornings mealpreplife mealprepmonday productivityhacks morningenergy beardgoals mealprepmondays veganlife birthdayboy debtfreejourney

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28 minutes ago

Starting this week off right! I'm going to stick to our meal plan this week and bring leftovers for lunch. We did go out this weekend and spent a bit more than we had planned on so making it up by not buying ANY food this week. • Hope you all have a beautiful Monday!

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31 minutes ago

Hi my name is Deanna and I can be a royal B when I don’t get my way 💁🏼‍♀️. Yesterday — plans made — a full agenda of to do’s to take care of me from 5-6am, going to bed excited, workout clothes laid out, ahh, the feeling of a fresh start. Then 11, 1, and 5am wakeups for babe, where 5 was the start to the day. I feel terrible to admit the way I felt — annoyed, frustrated, resentful. Before Brennan left for work, he asked if I was going to be ok. My reply, I’ll be fine tonight when I can go to bed. Ouch. See, there’s that list of priorities we all have, daily tasks, and plans. And all of that quickly, without question, HAS to get shoved aside when you have someone depending on you. Why I press play? Why I sweat? Because I love myself. Because right now, after just 30 minutes of moving my body, I could literally break into tears for how much freaking better I feel. I feel grateful. I feel excited. I feel happy. It’s ok to do it for an outfit, a bathing suit, or for whatever reasons may appear surface level. But once you decide to do it for YOU, just you — that’s when it becomes a need, a ‘get to’ vs ‘have to’. Girl if you can, and your Monday started like mine (I hope it didn’t) just move today. I swear to you, and you can come at me if I’m wrong, but everything will change when you do it just because you can. And just because you’re choosing to love yourself. Because that should be enough. And good lord, those endorphins! Bring on a day of Mommin’, working, meal prepping, and OWNING this day!

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31 minutes ago

CONTENTMENT These couches have followed me through most of my adult life. My dad got them for free, gifted them to me when I got my first apartment in college, then they moved with me to my first house and now they are with me in SC. You can’t tell in the picture but there are some rips and stains. But we are committed to not wasting money right now and I must confess, I’m okay with it debtsnowball debtfreeliving frugalliving debtfree debtfreejourney debtfreecommunity contentment

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33 minutes ago

Hello my fellow debt free friends and community. Just thought I’d introduce myself. I’m budgetfashionista83 and I recently had this page about positivity, but then decided to change it to a budget/financial page. I am a positive person anyways, but my passion is helping others to become debt free. I have been following daveramsey for over 3 in a half years, and since I changed this page recently I thought I’d share my soon to be debt free journey with all of you. A little less than 2 months until I become debt free. Please anyone who comes to this page welcome, and tell me how you are all doing. Can’t wait to celebrate this journey with my debt free community. debtfreecommunity debtfreejourney

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36 minutes ago

It’s Monday! A new week for new goals! Last week I was able to meet all of my goals EXCEPT my facebook sales (thanks a lot no show pickups). With the warmer weather and me returning back to work this week, my goals look a little different. This week I am hoping I can meet all of my goals! 🤞🏻 1. Make a snowflake payment on our debt snowball. 2. Go on 4 family walks with the kiddos and hubby. 3. Pump 3 times at work each shift. 4. Sell $50 on Facebook. 5. Get to the gym 3 times this 6. Pay it forward for someone Some of these may not look too hard, but I do work 12 hour night shifts and have a lot of shifts starting Wednesday. So, I am on an opposite schedule than the rest of my family and my body will need to adjust back to the schedule and I will need SLEEP! Also, pumping isn’t the easiest thing to get accomplished when you are a labor and delivery nurse and your patients (mom and baby) need you! I am hoping I can really keep focus on all of these goals and find ways to meet them as the week continues debtfreecommunity debtfreejourney debtfreegoals setgoals goals plan planner dreambig daveramsey rachelcruze frugal finance workout workhard dream give giveback newweek newweeknewgoals breastfeeding breastmilk pumping nurse laboranddeliverynurse nursingmom family familygoals nightshift nightshiftnurse

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36 minutes ago

It doesn't matter where you are or what you have compared to the next person. You are in the PERFECT position to follow YOUR path towards the life you deserve If you need help, check out the wealth of info on our site and all of the resources we offer! (Links in bio) Also, you can email us if you have any questions. 🤗

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39 minutes ago

I find this to be so true. If you have a person in your life that is generally negative, watch them next time they approach you. I guarantee that before they've even said a word, you already get bad vibes. The same goes for someone who is generally positive. Watch them and feel yourself get happier and lighter. You might be thinking why is this relevant to money or being debt free, but its a huge part of it! Who you surround yourself with, those you share your wins and losses with and who you choose to include in your journey can either help you or bring you down. I have finally shared our debt free journey with our immediate family and close friends, but I have made a conscious effort to keep my dad's involvement in this journey to a minimum as he is an uber negative person. I love him, but he is rarely the one to jump on the support wagon. Negativity WILL slow you down. It will unmotivate you and in some cases spiral back into the place you were trying to escape. Pick those who join your journey (debt free or otherwise) wisely. Be selective and picky. It will be worth it.

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41 minutes ago

Have you followed this advice in your life? Or heard it before?⁣ .⁣ .⁣ .⁣ There is glamour to buying fancy expensive cars and people usually overdo by overspending on car loan. Instead imagine how liberating it will be if you paid in cash or had less car loan?⁣ .⁣ .⁣ .⁣ Car's utility - its engine, electronics does not go get much deterirorated until first 100,000 km. So buying a used car which is 2 years old at 60,000 km is a good bargain as you will get it at 40% less than brand new car. And the perks - you have a perfectly good working car at such a good price. And it will run nicely until car is driven until 200,000 to 250,000km.⁣ .⁣ .⁣ .⁣ Main reason why used/second hand car is cheaper is because of DEPRECIATION. Once a new car is driven from its showroom, it immediately starts losing its value. According to chron.com, Car loses 20% of its value in first year and 15% second year onwards . So a INR 8,00,000 car 2019 model , will be worth INR 640,000 in 2020 and worth INR 462,400 in 2022. The brand new car lost 42% value in 3 years time. And it is heart breaking if your loan pending more than your resell value. ⁣ .⁣ .⁣ .⁣ Do a reverse calculation and buy a 2016-2017 car right now and you will score yourself a deal. For more luxury cars like Audis and BMWs it will be better if you can find 2013-2014 model. ⁣ .⁣ .⁣ .⁣ So why pay in cash? To bargain and get seller to reduce his asking price.⁣ .⁣ .⁣ .⁣ How to do due diligence?⁣ .⁣ .⁣ 1)If your country has website portal where you can run VIN(vehicle identifcation number) to get history of car owner, number of accidents, service of car. Study that to make good decision. ⁣ .⁣ .⁣ 2) Take the car to a well known garage/service center and pay to check if car is alright and safe to drive. It can be done if your country doesn't have centralised website or even if it has, you want to be double sure.⁣ .⁣ .⁣ Combine all these and Voila you get yourself a good car which is easy on your pocket too.⁣ ⁣ ⁣ ⁣

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42 minutes ago

long time, no post 🤓 things have been going smoothly over here! how about y’all? due to the large gap between my FFEF & first snowball, haven’t had much to post UNTIL THIS WEEK 😅 my bougie, expensive apartment sent a reminder my lease is up at the end of May & that rent was going to increase. after doing the math, it’s equivalent to over 2% while the cost of living in my state only increased YOY by 0.8%. I’ve proposed a 1% increase, but have also been looking at moving. It could deplete my FFEF and take all of my extra money (pausing my debt snowball). most of you still reading this are silently screaming “nooooooo”, BUT I have the opportunity to save a little money, get a garage & have a yard for my dog. what say you? any advice? please? Bueller Bueller 〰️ singledebtfreejourney debtfreejourney debtfreenewbie

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44 minutes ago

SPEND DAY. I mentioned that we were having a few family days as we don’t really get days off together. So we went to the trampoline park - which my little girl loved. They do a toddler time where you have unlimited time and access to all areas and it was super quiet. This came to £19 as we had to buy the special socks but when we go again it will only be £12 for the 3 of us. Then a naughty lunch out at McDonald’s. We also ran into b and q as my partner wanted some compost for the veg garden and picked up a bargain of lawn feed 20l for £11. Where it is usually £10 for 5l. familylife budgeting debt debtfreeuk ohtobedebtfree debtfreejourney debtfreeukcommunity debtfreeuk2019 debtfreecommunity familyactivity

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44 minutes ago

I use to let it bother me when people would tell me that my business was a scam, pyramid scheme, waste of time, etc - I would literally get so frustrated and let it ruin my whole day.🙄 - Now it truly doesn't phase me. I know that pyramid schemes are illegal and if it "were one" then the company wouldn't still be standing 30+ years later. - I mean if it were a scam/pyramid scheme why am I making nearly the same income I was at my corporate job but I am doing this biz from my phone or laptop nearly anywhere.👩🏼‍💻 - I work in/on: ⭐The kitchen while cooking👩🏼‍🍳 ⭐The toilet while I am pooping (I mean at least I use my time wisely) 🚽💩 ⭐My couch🛋 ⭐My mini office space which is just my desk facing the wall in my living room ⭐I did it off my kitchen table for a while too ⭐Car rides🚗 ⭐ My bed when I have a horrible flare up - I could keep going on and on how convenient it is. - Or how about the fact that there are how many hundreds of people making an extra income while working their full time jobs, the people making thousands a month, or the people that have been able to pay off debt 10x faster because of this opportunity?💲💰 - Tell me again its a scheme.🤭

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45 minutes ago

👊 Take that student loan debt! ⁣ •⁣ This is just the average, imagine if you could contribute just a little bit more each month?! 💥⁣ •⁣ Let’s “change” the way you pay off student loan debt! Start chippin’! 🙌

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46 minutes ago

For WomensHistoryMonth, GreenPath is recognizing some of our amazing employees! Julie Metz is the Senior Manager of our Client Advocacy Department. She is responsible for ensuring that each individual who contacts GreenPath is greeted by a caring team member. Fun Fact: If she wasn’t leading our Advocacy Team, you may find her exploring an Animal Assisted Therapy License. Chat with a client advocate today at https:www.greenpath.com/counseling savingsplan financialfreedom financialwellness debtfree getoutofdebt moneygoals debtfreecommunity debtfreejourney budgeting budgetlife budgetplanner moneytips savemoney savemoneylivebetter getmoney personalfinance selfcare financialfitness investinyourself knowyourworth knowledgeispower womenempowerment womeninspiringwomen

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47 minutes ago

Made an extra payment to the ol’ student loan today This is the payment that will bring this loan into the 30s I CANNOT WAIT As always, here’s a breakdown of where this payment came from: ⁣ ⁣ $116.39 from side hustle income (affiliate marketing)⁣ ⁣ $17.15 leftover from my last paycheck’s “cushion/buffer” category ⁣ ⁣ $350.00 from hubs’ pay ⁣ ⁣ $816.46 from my most recent paycheck. ⁣ ⁣ Add it all together and you should get $1,300! So so grateful for the Lord providing for this family, for our jobs and income and side hustles that make this payment possible. Thank you, Jesus 💕 Now, to count the minutes until this bad boy clears!

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48 minutes ago

This may be a regular dryer to you. BUT to me this thing is special 🥰 it shows how far I’ve come to changing my mindset when it comes to money! ✨ My old dryer died like 2 months ago and I was having to use coin laundry which is NOT fun with such a busy scheduleI waited and waited and found this beauty for $30 😍😍😍 ✨ Old me would have went out and bought a brand new dryer because I didn’t know any better but I’m so thankful to have a dryer in my apartment and I got such a great deal on it! 👍🏼🙏🏼👏🏼 ✨ Debtfreecommunity emergencyfund Debtisdumb Daveramsey cashisking debtfreejourney Debtfree frugalliving moneymoves personalfinance babysteps frugallifestyle livelikenooneelse financialfreedom 7babysteps debtfreefamily budgeting budgetmom frugal babystep2

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48 minutes ago

I do this often as I like to see what has gone out from my account. I find that this keeps me on track of my budget. Plus if anything doesn’t look right I know straight away ukdebtfreecommunity debtfreecommunity ukdebtfreejourney debtfreejourney debtfreeuk ukdebtfree debt goodbyedebt financialfreedom debtfreegoals debtfreedom debtfreewannabe debtfreeliving debtsnowball debt debtisdumb financialfreedom discoverunder10k financialfreedomstartshere getoutofdebt credit savingmoney moneysavingexpert

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49 minutes ago

Morning folks! Did you write down your goals for the week??? Our Weekly Goals This Week - No Wine/Spirits til da Weekend - Drink ACV once a day - Save $$ during the week day so that we can enjoy every minute of our Kid-Free weekend. Follow our 👣 hollisduo

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51 minutes ago

I did my grandparents taxes for them and got $50 for my troubles! They have paid me more in the past but I don't want to take too much of their money. I had to purchase a couple items that have worn out so I will use some of this, the rest will go to savings for my MTO costs in May. debtfree2019 babystep2 singleanddebtfree money frugal frugalliving daveramsey babysteps debtfreecommunity debtupdate taxes debtfreejourney budget goals selfimprovement savings sinkingfund sidehustle

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53 minutes ago

Falling into Monday like🤸🏽‍♀️

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55 minutes ago

NEW POST ALERT POST LINK IN BIO After my post last week blew up, Today I jump into bad financial advice. Seems there is a lot of horrible financial advice out there so I give you 10 Terrible Ideas that will get you into trouble. Take heed Bosses!⠀ ⠀ https:www.budgetboss.ca/bad-financial-advice/⠀ ⠀ debtfreecommunity debtfreejourney blogger blogstar bloglife goals wealth happiness inspired mindset lifequotes lifestyle dedication positivevibes freelance instagood instapic instafit instago instaquote instadaily

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56 minutes ago

According to the Consumer Federation of America only 57% of Americans know their credit score! Do you know yours? If it's less than satisfactory, we're here to help! For more info, check out our website! fourstepsfinancial

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56 minutes ago

If you agree with Socrates, say YES in the comments! ⁣ ⁣ For us, this statement has been part of our life. We've had many challenging moments in our 35 years on this planet. Moments that we didn't like, experiences that we don't want our daughter to have. But instead of using our story as the reason for an unfulfilled life. We use our experience as part of our growth and the fuel to continue building our dream life. ⁣ ⁣ And yes, we don't want our daughter to have the difficulties we had but we will make sure not to make her life too easy so that she can grow as well :) ⁣ ⁣ moneymindset livelikenooneelse 2019goal debtfreejourney debtfree financialgoals buildwealth wealthbuilding moneymanagement motivation financialfreedom money becomedebtfree freedomfromdebt happiness lifestyle healthychoices mindset personalgrowth willpower mindfullness mindfulmoney peaceofmind⁣ ⁣ ⁣

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56 minutes ago

"When you and your spouse agree on spending, you've agreed on dreams, fears, goals, and priorities." - Dave Ramsey MoneyQandA personalfinance daveramsey totalmoneymakeover daveramseyquote daveramseyquotes daveramseybabysteps daveramseyplan daveramseyapproved motivationalquotesandsayings motivationalquotesdaily inspirationalquotes motivationalquotesoftheday motivationalquotefortheday quoteofig quotesforlife goals fears dreams hopes priorities quoteoflife quoteday motivationalpost debtfree debtfreecommunity daveramseybabysteps debtfreejourney savemoney debtfreeliving 💸 ▃▃▃▃▃▃▃▃▃▃▃▃▃▃▃▃ Connect with me: Blog: MoneyQandA.com Facebook: Facebook.com/moneyqanda Twitter: twitter.com/moneyqanda YouTube: https:goo.gl/YWQKdC

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56 minutes ago

At some point in there life and probably more than one time everyone will have an emergency in their life that will be expensive. These emergencies can be car related, medical expenses or even something such as your home flooding. The possibilities of the type of emergency are endless. However they do happen and they can often cost you plenty of money to get corrected. https:bit.ly/2W93npW - debt expenses savemoney debtfree money finance invest debtfreejourney budgeting personalfinance frugaliving reduceyourdebt

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1 hour ago

I’ve saved myself close to £300 pounds between this and next month by cancelling the plans for my son’s birthday party bonanza (he didn’t know about it, it was all mummy’s idea🤦‍♀️) . The old me would’ve said screw it, I’ll put it all on the credit card and worry about it later. The new me is saying, he’ll be deliriously happy with a family picnic in the adventure park (weather permitting) and an Avengers themed glow in the dark watch . Since I’ve started following the debtfreecommunity I’ve been seeing my purchases and spending habits in a whole new light and once I’d clocked up the cost of the venue, the entertainer, the food, the cake, the helium balloons, etc (rolling my eyes at myself🙄) - common sense prevailed . My dilemma now is which debt do I choose to put a small dent in 🤔😊 debtfreecommunity debtfreecommunityuk debtfree debtfreejourney debtfreejourneyuk debtfreegoals frugalmum budget budgeting budgetingmum budgetplanning

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1 hour ago

One expense I will not cut on this debt free journey is my Gamecock football season tickets. I have 2 tickets and a tailgate spot and I couldn’t imagine Sept-Nov without going to games. I drive 2 hours (one way) every home game to tailgate with my sisters and cheer on the Gamecocks. This picture is from the Missouri game this year. We sat through two crazy rain delays (the stadium was flooded). We were down three points with 2 seconds left in the game. We made the field goal to win 37-35. Oh and we also had our backup QB. It was a game I’ll always remember. Making memories like this is one of the reasons why I’ll keep these tickets while paying off debt. I love spending Saturdays in Columbia. What is one expense you won’t give up during your debt free journey?

6917
1 hour ago

Spending some time this Monday to write down my money intentions - and others! - for the week ahead. ✨ Focus for this week is to ensure all bills are paid (electricity & gas bill came through the other day) and continue jotting down where all of my pounds are going. Next month I’ll be doing an ‘every pound’ budget so using March to sense check what I’m spending on and to really get my focus for next month. 💫 What’s your focus for this week? ⚡️ moneymotivation moneymindset payingoffdebt personalfinance financefreyja savingmoney moneysavingtips debtfreejourney debtfreegoals budget budgeting personalfinanceforwomen personalfinanceblog

51
1 hour ago

Big moment, y’all My husband is all-in! Our finances have always been combined but we’ve both also been pretty terrible at managing them. I woke up and have been focused on this debtfreejourney for 9 months now. We had a really productive talk last night about our finances and the future. After going over my handwritten budget together my husband set up our budget on YNAB so we can both track and update throughout our day. Guys, we’ve been married for nearly 13 years and this is something I thought was never going to happen after being shut down so many times. I’m going to share in a later post about how our communication has improved to the point that we could even have this conversation. I’m so thankful and just really want to take the take the time to share from the heart. In the meantime, I hope you have a fantastic day 🥰 ynab ynabcommunity daveramseybabysteps bs2 babystep2 daveramsey iwbnin budgeting debt debtfreecommunity love debtfreeclutterfree fi marriage debtsucks loveandrespect 13y debtfreeinohio debtfreeohio debtfree330 debtfreeakron

30
1 hour ago

Oh, Mr. Rogers. 💗💗💗⁣ .⁣ Here's a friendly Monday reminder that you can't be great at everything. 💙⁣ .⁣ Sometimes your "good enough" is more than enough. 💚⁣ .⁣ Even if you aren't good at it, it doesn't matter, do it any way. Learn. Get better. Try. 💜⁣ . ⁣ I see you, Mama. You are doing great. 💛⁣