financialpeace

91,996 Photos and Videos

1 hour ago

Ever since I started budgeting 😂😂

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1 hour ago

Thank you 🥰

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2 hours ago

AND I AM SO EXCITED! I have been with the same company for over 9 years in the SAME department! I love my department & my two bosses are amazing (one is my best friend so I got lucky) however after all this time I can finally say my career is FINALLY starting! I am transferring from my current department into a different one, one that will open many doors into my end goal, being a lawyer! Although money is not everything, I got a $4,000 pay rise and also have the opportunity to earn uncapped bonuses (the current people in this role earn between 10-20k extra a year 👀)! I am celebrating this weekend & cannot wait! This year has been ALOT of change & I am definitely embracing it 🙌🏼 debt debtfreecommunity debtfree debtfreejourney debtsnowball budget budgeting finance money frugal frugalliving cash savings debtfreeliving goals moneygoals saving savingmoney budgetstyle goaldigger daveramsey financialfreedom financiallyfree frugaltips moneymoves ozdebtfreecommunity buildingwealth savingsgoals daveramseybudget financialpeace

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2 hours ago

אני כותבת לך היום פוסט התעוררות, קריאת השכמה! ⏰ "אני רק רוצה שהיא תהיה מאושרת" את המשפט הזה שמעתי לא פעם אחת מבני זוג שכל כוונתם הייתה לעשות טוב, לרצות את האישה שלהם כי כשהאישה שמחה, כל הבית שמח. בהרבה בתים אליהם אני מגיעה, חלוקת התפקידים בכל מה שקשור לטיפול בכסף מאוד ברורה- היא – לא יודעת, לא מסתכלת, לא בודקת, לא מבינה. הוא – תחת לחץ תמידי, "מנהל" את הדברים ויוצא מגדרו כדי שהיא תבין שהכל בסדר, ושכל מה שהיא רוצה אפשרי – הרכב, החופשה, הבילויים, הבגדים וכל מה שהילדים צריכים. היא אחראית על הקניות והוא אחראי על הידיעה שיש תמיד מספיק. זו דינמיקה בעייתית שיוצרת בור כלכלי שאין מי שייקח את האחריות ויטפל בו. לא את כי את בוחרת לא לדעת ולא הוא כי הוא לא רוצה שתגלי ותפגעי. אני יודעת שיכול להיות שיש מי שלא תאהב לקרוא את הדברים שאני כותבת היום אבל זה סיפור שחוזר על עצמו בהרבה בתים וזו עובדה. זו קריאת השכמה עבורך, את יודעת בדיוק מי את. הגיע הזמן שתיקחי את העניינים גם לידיים שלך, תגלי מעורבות, תבדקי, תשאלי שאלות ותתחילי להתייחס לכסף שלך, שלכם. זו קריאת השכמה שקוראת לך להבין שלהיות האחד שכל עול האחריות הכלכלית עליו זה לא פשוט בכלל. זו קריאת השכמה שמבקשת ממך להרים את הראש, לראות אותו, לזהות את המקום ממנו הוא מגיע- הוא רוצה שתהיי מרוצה, מאושרת, רגועה, שלא תחששי ולא תרגישי שום מחסור חלילה, שתוכלי להיות ולהרגיש כמו כולן. זו קריאת השכמה שמפצירה בך להכיר בעובדה שההתנהלות הזאת פוגעת בכם. בך, בו, בילדים במשפחה שלכם ולא מאפשרת לכם לחיות בשקט נפשי וביטחון כלכלי, בטח שלא מאפשרת לכם צמיחה כלכלית. זו קריאת השכמה! כי שיח פתוח וכן על הכסף שלכם, על היכולות האמתיות שלכם, על המשמעויות של כל מה שצרכתם עד עכשיו מבלי שעשיתם תכנון אמיתי, על החובות שזה יצר אצלכם, שיח שבו תמונת המצב תתגלה ומכאן תוכלו להתחיל לשנות, לשפר ולצמוח, שיח משותף, אחריות משותפת, בחירות משותפות, הוא הדרך היחידה לשקט הנפשי שלך, לביטחון הכלכלי שלכם. [אני יודעת, ישנם בתים בהם התמונה הפוכה והגבר והאישה מתחלפים בתפקידים, אני יודעת, ככה זה אצלנו בבית למשל. ובכל זאת, במבחן המציאות, ברוב הבתים אליהם אני הגעתי, החלוקה היא כפי שתוארה כאן בפוסט] ההמשך בתגובה הראשונה 👇 המנכלית התנהלותכלכליתנכונה עצמאותכלכלית נשיםמנהלותכסף כלכלתהמשפחה תקציב יעוץלכלכלתהמשפחה המשפחהשלי תכנון נשיםמדברותעלכסף חסכון תכנוןפיננסי חופשכלכלי אמהותישראל financialgoals financialpeace familyonabudget iglady israelimom women_whateve

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2 hours ago

Invest take that leap of faith and let your money work for you. Stop just depending on your job for financial security. Do you want to work a job your whole life and not be able to retire when you're old? I think not right. generationalwealth financialgoals financialpeace money financialliteracy moneymangement retireearly stocks success successmindset trader assets motivation financialfreedom financialknowledge debtfree entrepreneur risktaker crypto cryptocurrency investor invest investing passiveincome residualincome millionaire realestate bitcoin xrp

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4 hours ago

Soooooo I think I’m going to challenge myself next month by saving $20 each Friday. The money I save will go toward a debt payment 🤗 Need to get more disciplined and figure this will help kick my butt into a better gear 😂

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4 hours ago

Here are my top tips for paying off your student loans early:⁠⠀ ⁠⠀ 1️⃣ First, find out how many loans are included in what you owe, the exact amounts and the interest rates on each. ⁠⠀ ⁠⠀ Even if you only have one lender, for example, Sallie Mae, there may be multiple loans within that and they could all have different interest rates. ⁠⠀ ⁠⠀ You can probably find this online but sometimes it is easier just to call and ask. ⁠⠀ ⁠⠀ 2️⃣ Pay the minimum amount on each loan but on whichever one has the highest interest rate pay whatever you can afford above the minimum each month. ⁠⠀ ⁠⠀ It is best to call your lender to figure out how to do this. You may have to make the minimum payment as one payment and then make a second payment where you specifically designate which loan it goes to. ⁠⠀ ⁠⠀ 3️⃣ For the extra payment, make sure it goes to the principal of the loan rather than towards future payments. The principal is the total amount of the loan you owe. If the payment goes towards future payments it will go partially towards the loan and partially towards future interest which these sleazy companies want.⁠⠀ ⁠⠀ Again, you may need to call the loan company to find out how to make sure your payment is going towards the principal of the loan. ⁠⠀ ⁠⠀ 4️⃣ If you have multiple loans with the same interest rate, then pay the one that is the smallest amount owed first.⁠⠀ ⁠⠀ For example, through Sallie Mae you may have three loans. one for $10,000 that is 7% interest, one for $2,000 for 7% interest and one for $8,000 that is 5% interest. Pay the minimum payment and then if you can afford $100 extra a month pay that extra money towards the loan for $2,000 with 7% interest until that one is paid off. ⁠⠀ ⁠⠀ Paying off the $2,000 and seeing three loans go down to 2 loans will feel rewarding and motivating and help sustain you through the long process. ⁠⠀ ⁠⠀ Then pay the $10,000 loan and finally the $8,000 loan.⁠⠀ ⁠⠀ I hope this is helpful. I've never tried to put this information down on paper so this may seem a little bit rambly. Sorry 😰. Let me know if ya'll have any questions 👇🏾

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4 hours ago

Life happens. This is yet another reminder of why financial order is so important. Once my husband and I are out of debt and have 6 months of living expenses saved for emergencies we’ll be able to help people on a whim with no stress or complications. In the meantime please pray for my family. Lots of heavy stuff going on right now. personalfinance daveramsey babystep2 debtfreejourney debtfree financialpeace debtfreecommunity

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4 hours ago

As we have mentioned before, we have come into this debt free journey very late in the game Although we have never lived extravagantly, we never knew where our money went, it literally slipped through our fingers It wasn’t until we came across Dave Ramsey and his zero based budget did we learn to give each penny a job Please check out our new blog post - link in bio zerobasedbudget zerobasedbudgeting zerobasedbudgets livingonabudget livingwellonabudget bugetingfortherestofus chronicillnessbudgeting budgetingforthefuture financialpeace debtfreeliving debtfreejourney debtfreecommunity frugalseeds frugalityisreality frugalitypays frugality pinchingpennies daveramseybabysteps simpleliving thesimplelife livingonless livingwellspendingless

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5 hours ago

I had to stop and shake myself today. I’ve made it a habit to review my budget/finances every week. However, lately I’ve been slacking and I’ve been mindlessly spending. Too often I tell myself that I deserve to treat myself but honestly what I deserve is to live in financial peace. I have plenty, too much to be honest. So tonight I’m resetting my mindset on my finances and buckling down on my expenses. financialpeace moneymatters debtfreejourney nomindlessspending rjcazares

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5 hours ago

So last week I made the spur of the moment decision to sign up for Lexington Law to see what they would be able to do to help with my credit score. At the time I justified spending 130 dollars a month to possibly see results (dumb right? 🙄) then! I started to think about it and realized I only have around 5200 dollars in collections, 4000 in revolving credit card debt and 30k in student loans. I could literally just take the money I was going to throw away with them and just tackle the collections accounts myself. 💪🏼 I spent an hour on the phone to fix a decision I made in ten minutes to blow money bad move Kelli but hey! At least now I have a plan to reduce my debt even more. Before this debtfreejourney I would have shrugged it off and continued paying for it. I love that I’m not that stupid anymore lol

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5 hours ago

I recently had a family member who needed to get to hospital ASAP. Fortunately she has a “Gold” card due to her husband serving our country 🇦🇺. This entitled her to free ambulance 🚑 but in the case we had to pay, it would have cost $500. Having an Emergency 🏥 Fund puts your mind at ease that in these instances you don’t have to worry about wether you can afford it or not.

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6 hours ago

We have been really struggling with what to do with our really bad lease deal. We leased a car back in 2017 when I was a SAHM. Shortly after we got the car, the business director at my old job called and asked if I would consider coming back to work there. After a brief negotiation we decided that it was too good to turn down and I accepted the job. Soon after I realized the 80 miles I was traveling each day was quickly adding big bucks to what I was going to owe when it was time to trade in my car. 🤦🏻‍♀️ everyday that I keep this car I’m digging deeper in the hole and because I have been using every extra dollar to pay off these debts I couldn’t buy myself out of it. We made the really tough decision to trade in the car 9 months early and buy a new car. YepI know it’s against the Ramsey way but we did it in the least offensive way possible. Took advantage of 0% financing and purchased the car on the lot with the most dealer incentives. Although I’m sure we will get allot of push back on this sometimes you gotta do what you gotta do. Just keeping shit real. 🤗 debtfreecommunity dfc daveramseybabysteps budget personalfinance fpu financialpeace gazelleintense babystep2 debtfreejourney

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6 hours ago

This girl can wear jeans and chucks every day but I would really love to just go on a huge clothing haul. But nope, i’m trying to stick to our budget, continue our financial journey and be happy with what I got. If you dont know, look up Dave Ramsey. Its teaching me more about finances then i was ever taught in school, which really wasnt much. But its never too late to learn 💰💰💰

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7 hours ago

donovanjbrooks founder of storylinefp teaches me how Insurance fits in a persons overall financial plan He also shares which NFL quarterback he is.

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7 hours ago

SoFi Card in the mail today 😍 2.25% interest on my savings account plus the $50 referral bonus! Use the code in my bio to open your account and get the $50 bonus too! Already have $2k saved up for my airstream. I love having those savings separate from my normal Wells Fargo account. Out of sight, out of mind! sofimoney sofi debt debtfree debtfreeIG debtfreeinstagram debtfreecommunity debtfreejourney debtfreegoals debtfreedom debtfreeliving debtfreelife debtfree2019 debtfree2020 daveramsey daveramseybabysteps daveramseybabystep2 babystep2 babysteps financialpeace FPU creditcarddebt studentloans studentloandebt singledebtfreecommunity singledebtfreejourney

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7 hours ago

On Tuesday’s we spend $0! This is a great philosophy, I’m at work all day and unfortunately I work at a shopping centre. Sometimes it’s really hard to not spend any money whilst at work, as I usually get up and go for a walk at lunch. On top of this I would usually spend money on a daily coffee frappe and maybe lunch if I didn’t pack it, but from now on that stops! Tight a Tuesday is here to stay. I’ve packed yoghurt and oats for breakfast, vita wheats with vegemite and cheese for lunch and dinner will be at home as per the meal planner I posted yesterday! tightasstuesday tightass budget moneysaving debtfreecommunity debtfree ozdebtfreecommunity debt debtfreecommunityaustralia goodbyedebt debtfreeaustralians debtfreeaussie financialfreedom savingmoney deletingdebt ozsavingcommunity goals financialpeace budget budgetingtips sidehustle loans homeloan mortgage australia

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7 hours ago

Cheap Backpacks And Where To Find Them! 🔥 👇👇 CLICK HERE 👇👇 👉 GroceryShopForFREE 👈 🔥 Then 👉 CLICK THE LINK IN OUR BIO 👈 to get the details! 🔥 Tag some friends! 👈 https:www.groceryshopforfree.com/2017-cheap-backpacks-and-where-to-find-them GSFF finance family saving nodebt needs frugalliving debtfreegoals moneysaver debtfreeliving financialindependence moneymatters financialgoals moneytips debtfree debtfreecommunity financialpeace BackToSchool SchoolSupplies

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7 hours ago

Cheap Backpacks And Where To Find Them! 🔥 👇👇 CLICK HERE 👇👇 👉 GroceryShopForFREE 👈 🔥 Then 👉 CLICK THE LINK IN OUR BIO 👈 to get the details! 🔥 Tag some friends! 👈 https:www.groceryshopforfree.com/2017-cheap-backpacks-and-where-to-find-them GSFF finance family saving nodebt needs frugalliving debtfreegoals moneysaver debtfreeliving financialindependence moneymatters financialgoals moneytips debtfree debtfreecommunity financialpeace BackToSchool SchoolSupplies

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7 hours ago

What do we do with the money when it comes in? How do we KEEP it? How can we go from spinning our wheels to making it work FOR us? It's a great question that we get quite often. It's all about the wealth pyramid. You'll learn all about it in our mastermind. (Link in bio to learn more)

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7 hours ago

Our Debt Free Community Meetup was a success! We spent a few hours bowling, snacking, and getting to know each other. 🎳🍕 . This meetup was just another reminder of the importance of community. Living a lifestyle that’s against the norm isn’t easybut no matter what kind of journey you’re on you’re still NEVER alone! 🙌🏻 . If you don’t have someone in your day-to-day life that understands your journey PLEASE reach out to someone online, start your own meetup, start an accountability groupdo something Encourage and support your fellow sisters! ❤️ . 📷 araceli713 allthefs_ princessjezzy .⠀ .⠀ .⠀ .⠀ .⠀ .⠀ debtfreecommunity debtfree debtfreejouorney daveramsey financialpeace financialfreedom budgeting fpu fire personalfinance debtfreegoals moneytips dfc livelikenoonelse debt savingmoney budgeting budgetliving personalfinance personalfinances meetup debtfreemeetup savings debtfreeliving riseconference riseconference2019 dallas dallastexas

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7 hours ago

And we can't wait for that dam to break!⁣ .⁣ Happy dancing over here because we have Katherine Goldstein of thedoubleshift as a speaker for our upcoming summit in October!⁣ .⁣ Katherine is an expert when it comes to educating women on momguilt, something we all feel at one point or another.⁣ .⁣ Most importantly she will be walking us through how to navigate the anti-mom bias at work. Sign us up!⁣ .⁣ P.S. If you haven't signed up on the waitlist yet, get on it mama! We want you to be the first to know when you can snag your FREE ticket to the Mamas Talk Money summit in October so you can hear great speakers like Katherine and so many more⁣ .⁣ .⁣ .

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8 hours ago

So excited to see this number continue to drop so drastically. It’s been a huge effort since it went up for an emergency that was over my EF budget, but I’m excited to see it back to where it was in Feb already! That’s a bigger feet than I thought. Now to quit being stupid with my spending, and send this debt packing for good. Just chipping away at this ice burg. debtfreecommunity debtfreejourney debtisdumb financialpeace babysteps daveramsey debtfreescream financialfreedom.

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9 hours ago

Let's talk about debt. We were drowning in debt, I mean DROWNING. We worked our butts off and have gotten rid of over 60K in debt (still have a little left!) At first, we were doing it so we could breathe financially but the closer we get to the end of our debt journey and the more our income increases, the more I realize we are being blessed so we can bless others. Imagine an income that doesn't have to go to payments of any sorts No car payment, no student loans, no credit card bills, no mortgage. Imagine all the GOOD that can be done in this world with that kind of money. Debt is not the only option and we are living proof that when you honor God with your money, that he entrusts you with more than you could need. You might be wondering why I chose a picture of us vacationing for this caption it's because we decided NOT to take a family vacation this year to reach our financial goals and I earned one through work way more extravagant than we would have EVER booked for ourselves😘 ******And since I'm affiliated with Beachbody and I'm talking money I KNOW I'll get an email next week from legal if this isn't attached*love you guys😘😘 Team Beachbody® does not guarantee any level of success or income from the Team Beachbody Coach Opportunity. Each Coach's income depends on his or her own efforts, diligence, and skill. See our Statement of Independent Coach Earnings for the most recent information on the actual incomes of all our Coaches.

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9 hours ago

Life is made of decisions, ups and downs. Some decisions lead to powerful relationships, others lead to lessons to be learnt. What do you want to teach your ? Entrepreneurship? Budgets? How about how to spend that tuck shop money? On August 24th 2019, I will be hosting a workshop on all the above topics. Click the link in bio to register.

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9 hours ago

I know I’m not the only one talking about how much I love investing but remember that not everyone is in the same place. If you have debt other than a mortgage, if you have no safteynet emergency fund saved up, or if you haven’t taken the time to learntheropes yet, your investmentjourney might not go as planned. Always make sure you’re in the right mental, emotional, and financial position to start investing — lookbeforeyouleap ⬅️⬅️⬅️ financialliteracy financialeducation financialed financialfreedom financialindependence neverstoplearning money personalfinance passiveincome passiveincomicon ambo ambassadors ambo success financialpeace moneymindset millionairemindset instagood cashflowisqueen cashflow wealth wealthbuilding moneymoves financialgoals via preview.app

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9 hours ago

So how am I doing this? daveramseybabysteps that’s how There are 7 baby steps and they will lead you out of debt to financial peace. And the funny thing? They work Baby step one is to save $1000 as fast as you can. And I mean it, fast. Why? This is your starteremergencyfund . The fund for when something goes wrong so you don’t have to use credit cards But that’s not a lot?! I know, it’s not supposed to be, it’s just enough. It’s supposed to scare you and make you want to get out of debt that much faster. Sell stuff, take some extra hours at work, get a second job, you can do it Do you have your starteremergencyfund yet? debtfreejourney debtfree debtfreecommunity babysteps babystep1 bs1 financialpeace daveramsey daveramseybabysteps 1000dollars

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9 hours ago

My credit score has raised 4 points. The only thing I did was raise my credit limit on my creditline, so my utilization ratio would drop a bit. 🙌🏽. Current score: 784 credit buildyourcredit money moneymotivation creditscore wealth dfc debtfreejourney debtfreecommunity debtisdumb financialpeace financialfreedom singledebtfreegoals workhard singledebtfreecommunity dream minimalism debtfreecommunitycanada inspire success debtfreejourneycanada budgetforacitygirl savings debtsnowball blogger lifestyle

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10 hours ago

Have you used the mega popular Face App recently? It forecasts what we will look like when we get old or older We spend a lot of time and money very concerned about wrinkles, body shape, thinning hair, etc. My question is how much time are you spending focusing on your Finances for when you get old? We can buy all types of wrinkle cream, eye creams, facelifts serums, etc to fix the inevitable aging process. My question isHow much time are you focusing on your finances? We can’t truly reverse the aging process, but we can change our finances for the better each and every day. Focusing on your Finances will provide you with much more fun than any Face app ever could faceapp financialfreedom financialpeace aging financialaging powertochange growingold debt debtsnowball money financialplan budgets financialcoach CoachBabette Charlotte NewYork orlando atlanta

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10 hours ago

For all those seeking FIRE (Financial Independence Retire Early), I would like to advise you to take in consideration your savings rate post FIRE. After 3 years of living this life, I would have gone back to work if my post fire savings rate was anywhere near 1%. My post FIRE rate feels a little low personally and have this growing interest to grow it over time. I like watching numbers grow…🤓 . Financial freedom on the borderline savings rate is not real freedom in my opinion. Freedom comes from options and without savings your options may be capped. That’s not freedom So, what is a decent or ideal post FIRE savings rate? The answers will differ depending on ones expectations from life. There is no right answer to this question, but it is something you should think about before quitting your job and going FIRE. Keep your flame burning bright What do you think your post FIRE savings rate should be and why? mindsetmatters financiallyfree financialfreedom financialindependenceretireearly wealthmindset wealthbuilding investors investing FIREcommunity financialindependence millionairemindset wealthyhabits retireyoung successjourney FIcommunity debtfreecommunity mortgagefree debtfree debtfreejourney debtfreeliving financialgoals financialpeace wealthbuilding inspired investinyourself DFC perspective inspiredaily savingsrate savingmoney

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10 hours ago

Money only amplifies what’s already present If you’re a jerk, more money just makes you a jerk with more zeros. If you’re kind and full of integrity, then more money for you will likely make the world a better place But you won’t experience more peace because of having more money. More money will simply give you the ability to share the peace you already have with more people and in bigger ways financialpeace financialfreedom plato wisdom wealthbuilding wealthy debtfree character righthandmoneyman integrity personalfinance financialindependence millennialmoney

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10 hours ago

I don’t like telling people I’m a blogger. 🤭⠀ .⠀ It instantly gives you a rep of being nerdy 🤓 or a mom blogger 👩‍👦‍👦 or that my “job” is really a hobby.⠀ .⠀ Over the last week, I saw a lot of people I haven’t seen before or haven’t seen in a loner time. Telling them I have a blog wasn’t easy. I try to keep my answers short and sweet.⠀ .⠀ Here’s what I want to say:⠀ .⠀ 💻 I automated my entire schedule so I’m technically “working” right now while I sit on the beach with you.⠀ 💻 I make more than I did teaching at any of my previous part time jobs.⠀ 💻 I am my own boss and get to do whatever I want.⠀ 💻 I plan on scaling this little blog into a full-on online business⠀ 💻 Having this income is why I can easily say, “Sure, we can come back up next week too!” 🏝⠀ .⠀ So, as my grandpa would say, “See you on the beach.”⠀ .⠀ bloggingconfessions impostersyndrome thefunsizedlife

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11 hours ago

I wanted to talk about the direction of this page before I totally confuse people with jumping from our personal life into a completely different direction A few months ago I launched my blog all about budgeting, frugal fun, and ways to earn a little bit of money to cushion the budget or meet those big financial goals So this page is going to become more about what’s ontheblog and how to live on a budget while still being able to actually live a little. I’ll be doing more personal posts over on snicholsandco I don’t want this to be your typical budgeting/money Insta, because who gets super excited about a budget?hardly anyone You can have fun and make room for stuff you love even on a budget, because yolo So what can you expect here? Well, I talk a lot about the budget plan and tools we used to get out of debt and start building our savings. Grab my free 25-page Ultimate Budget Binder through the link in my profile Practical ways we save money in almost every area of your life How we cut our grocery spending in half without sacrificing healthy, real foods How to meal plan and make meal prep easy and sustainable And all the ways you can live frugally while still having fun as a family Thanks for being here, and I’m excited to be on this page more https:letstalkmombusiness.com/free-ultimate-budget-binder debtfreecommunity debtfreejourney financialpeace budgetlife frugalliving moneysaver debtfreeliving financialfreedom savingmoney personalfinance budget familyadventures momsbelike mommyhood momtrepreneur mommyblogger kidsfun californialife blogger moneytalk frugalblogger momlifebelike

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11 hours ago

If you can't manage $1,000 you can't manage $1,000,000. Create discipline during the process to the top it'll be easier to create balance within your financial life when you have little than when you have a lot.

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11 hours ago

15 things about me! 1. I live in the beautiful Pacific Northwest and love it! 🌿 2. I've traveled to 30 countries in 4 1/2 years ✈️ 3. I am pursuing financialindependence 🙈 4. My first job was driving tractors on our family farm🚜 5. I love Brussel sprouts 🥗 6. I've crossed 4 out of the 5 longitudinal lines on earth🌎 7. I once had Olympic aspirations when I was a rower (and was 20 seconds off of Olympic qualifying times back in 2004)🚣🏼‍♀️ 8. My first car came from a garage sale - $600 and it lasted two years! 🚗 9. I really didn't get much out of college 😣 10. I'm am all-or-nothing sort of person 🙌🏼 11. I love all things lace 🏹 12. I'm a romantic at heart 😘 13. Sending handwritten letters is a favorite hobby 📬 14. I hate being cold ❄️ 15. My faith in Jesus is SO important to me 🙏🏼

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11 hours ago

Check out our stories for more details on what’s going on in our life right now This picture is a pretty obvious hint 😉 Also, selling a home with 3 littles is NO. JOKE. Please send us all your tips for survival, because we’re already going a bit crazy and it’s not even active til Wednesday selling homeselling debtfree thanksdave daveramseymadeusdoit financialpeace jesus grateful equity byestudentloans life family home homesweethome lifeunfiltered unfilteredfamily love momlife sendhelp 3kids

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11 hours ago

Almost in the $3,000’s I’m ahead of the game and already reached my August goal of 55% 🙂

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11 hours ago

Recently a friend was given these shoes for her little guy, but they were too big so she passed them on to us. Rain boots, sandals, and two pair of tennis shoes - all pre-loved but in wearable condition. That's a lot of free shoes! I'm incredibly grateful for people who pass on their used things when they're done. This is how you reduce costs of raising . don't have to be expensive. Like much else in life - it's what you make it. If we had to buy new, my little guy would not have this many shoes. debtfree cheap thrift budget frugal resell daveramsey babysteps saving budget financialpeace goodwill poshmark sidehustle motherhood bestlife goals working momboss mompreneur poshmarkseller

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11 hours ago

My husband came home from a weekend away, guys trip. He stayed under budget by $100. 👏🏻👏🏻👏🏻 We have just today together and then I travel for work and we meet at a cottage on the weekend with friends. I picked up my vegan food today for the cottage. Cottage weekend budget, I’ll figure it out today. But I’ll be paying for it as we go. Nothing sits on credit. It gives me too much anxiety

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12 hours ago

Consistency, persistence, & patience. ☀️

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12 hours ago

They say that you become the average of the five people you spend the most time with. Keep those that add value and cut those that don't. Life is too short. 🙅‍♀️ This applies to finances too - if you constantly surround yourself with big spenders and people that look down on budgeting, you might find yourself becoming more like that. If you don't know any money-smart people in real life, following people from the debtfreecommunity is a good place to start. 💸 femmefinances financialeducation financialwellbeing financialresilience finance finances wealth budget moneymindset personalfinance financialsuccess budgetingtips moneytips savingmoney debtfree savemoney wealthmindset firemovement barefootinvestor debtfreeliving financialpeace debtfreecommunity ozdebtfreecommunity singledebtfreejourney millennialmoney personalfinances womenandmoney

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12 hours ago

You didn’t get into all of that debt in one day, therefore you won’t get out of it in one day either. Dodging the process only causes frustration. Allow yourself to GROW through it and gain patience, wisdom, self-control, gratitude and peace along the way. These are things that no amount of money can buy. 💫✨

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13 hours ago

This is the truth It’s always fun buying in the moment with money you don’t have. Sometimes it can be so stressful you want to pull your hair out when you have to pay it back. For a while now, I’ve been working on getting out of debt and wanted to share three tips how you can work on this too. 1️⃣ CONFRONT IT. If you don’t know what you’re dealing with then you’ll never know how far you’ve progressed or what actions you truly need to take to reach your goal. There are a ton of plans of attack you can have. You can do the snowball effect. You can start with your lowest balance (quickest win) or with your highest interest rate. Either way you have to know what you’re dealing with first. Lay it all out so you know what you owe. 2️⃣ CHANGE YOUR BEHAVIOR If you don’t change the behaviors that got you into debt in the first place, either you’ll never get out or you’ll fall right back in. For me, I hated looking at my checking balance because I didn’t track my spending and didn’t want to know if I overdrew (not how much money was in my account). How messed up is that mindset. I changed my behavior by paying my bills and soon as I get paid, and then allowing myself a daily balance based off of what is left. Any extra money at the end of the week goes toward debt. Doing it this way makes it a game for me so I can beat myself at spending less and less money to put toward getting out of debt. 3️⃣ EARN MORE You have to earn more than you spend to get out of debt. Plain and simple. You could get another job. You could also invest into yourself (and family if you support one) by starting a side hustle. Top financial leaders encourage side hustles in this day and age because it’s a no brainer way to help you toward either making it to your next pay check or setting yourself up for financial health and success when you retire. In between that is getting out of debt. So yeah, I am dropping an invite for you to join me on my team. Simply put. Shampoo is the vehicle. What you get out of this will be much more than amazing hair. 🥰 Positive community that wants to see your success, pushes you to growth and is literally there (cont. in comments)

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13 hours ago

Some may act like they never had to experience that part of the process but I'm here to tell you as uncomfortable as it can be in times, it's well worth it. Stay on it BS2'ersyou got this 👊🏾 TheLionKing 🦁 STAY DEBT FREE MY FRIENDS 😎 FinancialFreedom SideHustle Frugal 🚫 Credit🚫 Debt🚫 7BabySteps PersonalFinance EmergencyFund StudentLoans DebtFree DebtIsWack CreditSucks DaveRamsey FinancialPeace WallStreet IRA RothIRA 401k BlackMoneyMatters FinancialLiteracy DebtSnowball CashIsKing DebtFreeJourney DebtFreeCommunity RIPNipseyHussle

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13 hours ago

What goals are you working toward today?! Let’s talk about 💵 for a second. I’ve always been a spender. I LOVE spending money. Like, it can be a problem. It comes easily to me 😬 The way I’ve always felt about money is: easy in, easy out. I can make it easily and I can spend it easily. Many a time in the past when making a decision of what to do with our money, my husband has made a comment aligning with wisdom, slowing spending or the like and my response usually is, “ehh, we can always make more.” LOL I realize I have maybe even had too LOW a view of the resources God blesses me with. Like, I don’t idolize it, it’s just a thing I use. But the opposite end is that you don’t treat it with as much care as you should. Like, yes I know how to go make more if I need it, but perhaps I need to become a better steward of that which He’s already given 🤔 My husband and I have been on a debt payoff journey for 7 years. It began 1 year after we got married and we got really side tracked when came into the picture 3.5 years later. But we’ve recommitted and just this month I’ve knocked $4k off the total balance and now we’re under $10k. It’s just his student loans and my business CC (from my bridal accessories biz days.) I’m so pumped to be so close and I think we should have the rest paid off by Christmas if we keep our heads down! What goals are you working toward today?!

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13 hours ago

I'm headed down to Atlanta on Aug. 17th to teach a session on Breaking Down the Market with themillennialsnextdoor. - As a former top 100 financial advisor I'm going to show you all the tips and tricks to own your financial future. - If you're not in Atlanta don't worry, you can claim a digital pass too! - Sign up to get your ticket now, by clicking the link in my bio. - stockmarket millennials finlit financialeducation financialliteracy blackwallstreet personalfinance investor blavity financialpeace financiallyfree blackwealthmatters BuildingBread

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14 hours ago

Multi-level marketing companies, AKA Pyramid schemes, are not all bad. They’re not all good either.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Here’s the truth – I’ve been a part of two of them, and I learned a lot. But you have to do your research before joining one.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Have you been a part of a good OR bad multi-level marketing company? 👇🏾👇🏾👇🏾

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14 hours ago

🌸🌸🌸 not feeling confident, i don’t usually notice these things but, my youngest had a hospital appointment today which i didn’t think would take long but ended up being there over 4 hours with a two year old as well, it wasn’t great🙈 and then ended up spending even more money i don’t have on getting take out + taxi as I was running late in getting eldest from nursery debtfreeuk nomoredebt singlemom debtfreecommunity moneyproblems getoutofdebt debtfreecommunityuk debtfreejourney financialpeace

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14 hours ago

Repost daveramsey with get_repost ・・・ If you want to win with money, you can't do what you've always done. You need a plan that works. The 7 Baby Steps are a clear path to show you exactly how to make progress and reach your money goals. Over the next several days, we're diving in to each Baby Step. If you focus and do these in order, they WILL change your life. 💪 BEFORE you start paying off any debt, it's important to save a starter emergency fund of $1,000. This is known as Baby Step 1. 💵 Doing this as quickly as you can will help to protect your progress while paying off debt in Baby Step 2. If something small, but unexpected happens, you won't have to choose between fixing a flat tire on your car or making progress with your money. If an actual emergency comes up, use some of your $1,000 to take care of it. Then, save that fund back up to $1,000 and continue on your journey to financial peace! Remember, a shopping spree is NOT an emergency. Baby Step 1 is the easiest, but in some ways it's also the hardest step. You've got to decide you're ready to take this journey. You may need to sell something, take on extra time at work, and do what it takes to get $1,000 FAST. This will give you a quick win and the confidence to push forward to the other Baby Steps. 🛑 If you're behind on any bills, make sure to get current on those before beginning the 7 Baby Steps, even saving this beginner emergency fund. Let's do this! DebtFreeCommunity 7BabySteps BabySteps FinancialPeace

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14 hours ago

Lesson from angry birds 🐦 ⠀⠀ ⠀⠀⠀⠀⠀⠀⠀ No person in history has ever created history without testing some failures. There is a story of failures Behind every successful people or company👆 ⠀⠀ ⠀⠀⠀⠀⠀⠀⠀ Never give up on something you believe in. If you never give up, you'll be successful🙏 ⠀⠀ ⠀⠀⠀⠀⠀⠀⠀ FOLLOW cleverinvesting for more daily financial wisdom💰 ⠀⠀ ⠀⠀⠀⠀⠀⠀⠀ Leave a like and tag a friend that needs to see this🗣👥 startuptips startabusiness businessminds businessbuilding wealthbuilding businesstip hustleandgrind entrepreneur101 entrepreneuriallife businessowner businessownerlife startups startupadvice startupideas startupcompany buildyourbusiness howtostartabusiness buildyourownempire businessstartups startupworld buildwealth financialpeace financialindependence

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